Mode of Creating Charge
by While lending money, the bank has to keep three principles in mind viz., liquidity, safety …
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Types of Securities in Banks
Security is what the borrower puts up to guarantee payment of the loan. Moreover security …
Employment of Funds by Commercial Banks Financial Statement Analysis
The reported financial statements for banks are somewhat different from most companies that investors analyze. …
Ancillary Services of the Bankers
Ancillary services are other services that banks offer to common men along with the necessary …
Bill Discounting and Purchasing
Bill Discounting Bill Discounting is a method of trading the bill of exchange to the …
Right and Liabilities of Parties
Right of Parties Conduct of business Can express opinion Access, inseption, copy Equality of Profits …
Promissory Notes, Bill of exchange and Cheque
Negotiable Instruments are written contracts whose benefit could be passed on from its original holder …
Characteristics of Negotiable Instrument
Property The possessor of the negotiable instrument is presumed to be the owner of the …
Loan Amortization
An amortized loan is a loan with scheduled periodic payments that are applied to both …
Time Value of Money, Present, Future Value of Money
The time value of money is generally a principle within a financial theory which states …