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Distinguish between lapse and surrender in insurance. Lapse occurs when a policyholder stops premium payments, leading to termination. Surrender, on the other hand, involves voluntarily terminating the policy, receiving its cash value. Understand the nuanced implications of these actions for policyholders’ financial considerations and insurance coverage.
Insurtech Insurtech a portmanteau of “insurance” and “technology,” refers to the innovative use of technology …
Insurance Score An insurance score is a numerical representation derived from a statistical analysis of …
Insurance Pool An insurance pool is a collaborative arrangement among multiple insurance companies to share …
Insurance Fraud Insurance fraud refers to the deliberate act of deceiving an insurance company to …
Insurable Interest Insurable interest refers to a fundamental principle in insurance where the policyholder must …
Inland Marine Insurance Inland Marine Insurance is a specialized form of insurance that provides coverage …
Individual Insurance Individual insurance refers to insurance coverage designed for the protection of an individual’s …
Indemnity Insurance Indemnity insurance is a type of coverage that compensates the policyholder for financial …
Health Insurance Health insurance is a financial arrangement that covers the cost of medical expenses …
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